The implementation of effective portfolio construction and balancing methodologies are essential components for a successful life settlement strategy. Secure Capita’s investment professionals possess a wealth of expertise in carefully selecting individual policies to create a diversified portfolio of quality assets. A balanced and diversified portfolio, reduces the risks associated with impacts of longevity and health impairments etc. In addition, it cushions the portfolio against policy specific risks and the impact that any one policy’s performance may have on the portfolio and its benchmark return. A diversified portfolio provides a potential stable and long-term growth opportunity.  However, as market conditions and individual policy performance change, the realized returns may fall short of initial expectations.  Secure Capita utilizes regular effective re-balancing techniques to ensure that the portfolio aligns with projected returns and client objectives and overall risk tolerance.